Home warranties cover the cost of unexpected repairs and replacements to major home appliances and systems when they break down. These contracts are useful for all types of homeowners and can be purchased at any time. Our partners at ConsumerAffairs researched the best home warranty in Baltimore so you’re financially protected.
Home warranty for buyers, sellers and landlords in Baltimore
Imagine waking up and discovering the shower doesn’t go above lukewarm or the garbage disposal sounds like screeching nails. Pretty awful, right? A home warranty makes these situations a bit easier to handle.
Home warranties are ideal for many different kinds of customers:
Owners of older homes
Home sellers or real estate agents
Owners of rental properties
Home warranty coverage in Baltimore
Coverage varies from company to company, but in general home warranties cover major home appliances and systems. Companies commonly sell a systems plan, appliances plan and a combination plan. Add-ons are available, and many companies will let you customize a contract for your home.
Systems and appliances typically covered by a home warranty
Garage door opener
When choosing a home warranty company, carefully review what’s covered in the contract. Find out:
How repair technicians are screened
Whether there’s a limit to the number of claims you can make
If there are annual spending caps
If the coverage is transferable to a new owner
If you can cancel at any time
Finally, verify when coverage takes effect as there’s often a waiting period of 30 days.
How much does a home warranty cost in Baltimore?
A one-year home warranty in Baltimore averages between $300 - $600, depending on the level of coverage you purchase. You can pay monthly or annually. Keep in mind that each visit from a contractor comes with the trade service call fee.
If you have a home warranty in Baltimore and a covered system or appliance stops working, all you do is call the provider or go online and make a service request. After you pay a small trade service fee (usually between $50 and $125), the company sends a local contractor to your home to diagnose the issue. If it’s covered, the contractor will make the repair or replacement and bill the home warranty company.
Make sure to read company reviews from customers and tips from the Federal Trade Commission on purchasing a warranty. With the right contract, you’ll stand to save significant money and increase the resale value of your home.
American Home Shield provides home warranties for 1.7 million customers. Choose from a system, appliance or combo plan, or build your own plan. This company has over 45 years of experience and has a vast network of skilled contractors to help Baltimore customers. There is no limit to the number of claims, and you can cancel anytime. Many Maryland homeowners say they are satisfied with American Home Shield.
Choice Home Warranty has offered financial protection for thousands of homeowners since 2008. Select from a basic or more comprehensive plan, or customize coverage. Claims can be made 24/7 online or over the phone and are handled by a dedicated team of professionals. Customers say they’ve had positive experiences with Choice Home Warranty and recommend the company to others.
2-10 Home Buyers Warranty
With more than 35 years in business, 2-10 Home Buyers Warranty is an industry leader that covers appliances like a dishwasher, refrigerator, washing machine and air conditioner, to name a few. Whether you’re buying, selling or building a home, 2-10 offers a service agreement to protect you from unexpected repair costs.
With appliance and system plans starting at less than $1 per day, Liberty Home Guard offers flexible plans that let you tailor coverage to fit your home needs. Customer support is open 24/7 and Liberty says that empathy and integrity are core company values.
Total Home Protection customers get comprehensive, affordable coverage with 24/7 service. Two types of plans and plenty of add-ons are available. All of the company’s authorized technicians are prescreened, licensed and insured. Customers can transfer a policy to a new homeowner at any time for free. According to reviews, Total Home Protection has superior customer service and a fast claims process.
With tiered pricing options, AFC Home Club makes it easy to see what is and is not covered under its three plans. Choose one that fits your home’s needs and buy extra coverage to protect additional appliances and systems. There’s no deductible, only a $60 service fee. Plans include restaurant gift cards and a retail savings program for cash back at 5,000 retailers.
Three different plans are available from Select Home Warranty. Professionals at the company will help you choose the right one and explain the easy monthly payment options. All of Select Home Warranty’s service contractors are preapproved. Many customers give a five-star rating to the company for its patient and knowledgeable representatives and thorough coverage.