Best Extended Auto Warranty Companies in Baltimore, MD
Dec. 13, 2019, 12:13 a.m.
An extended auto warranty covers certain repairs to your vehicle after the manufacturer’s warranty ends. These contracts can be purchased from dealers, but it’s often cheaper and more efficient to work with an aftermarket provider. Our partners at ConsumerAffairs researched the best extended auto warranty in Baltimore to save you significant money after a breakdown.
How to choose an extended auto warranty in Baltimore
An extended auto warranty, also known as a vehicle service contract, can be purchased at any time during ownership. These policies provide security after an original manufacturer’s warranty ends and critical vehicle components are no longer covered.
By having an extended auto warranty in Baltimore, you don’t have to worry about expensive costs for parts and labor if the city’s poor roads wear out your suspension, or if constant traffic damages your engine. You only pay a small deductible, usually between $50 and $100, and the extended auto warranty company pays the rest. Often, you can choose which repair shop to use.
What does an extended auto warranty cover
Many companies have a range of plans available, and some even let you customize one. Standard coverage usually includes:
Front and rear suspension
Air conditioning and heating
The options available and cost of an extended auto warranty depend on the kind of vehicle, its age and mileage, the length of the contract and the deductible.
Pay attention to whether a contract is inclusionary or exclusionary. If it’s inclusionary, it lists specifically what is covered; if it’s exclusionary, it lists only what’s not covered. Higher-end extended auto warranties that most closely resemble the original manufacturer’s coverage tend to be exclusionary.
Are extended car warranties worth it?
Here are other tips for purchasing an extended car warranty in Baltimore:
Learn about the claims policy and if claims can be filed 24/7.
Look for a company that pays a repair shop directly instead of reimbursing you.
Find out if the warranty is transferable to a new owner.
Only purchase from a company that has insurance-backed plans.
See if there are additional benefits, like roadside assistance or trip interruption service.
Find out when coverage starts; a waiting period of 30 days is common.
Review the cancellation policy.
The Federal Trade Commission has other useful information for consumers considering an extended auto warranty in Baltimore. Once you’re ready to kick the purchasing process into gear, check out the reputable companies on this page.
Endurance offers an assortment of extended auto warranty plans, including exclusionary coverage and service contracts for high-mileage vehicles. Roadside assistance and rental car benefits are included. Endurance is a direct administrator, so you never have to worry about dealing with a middleman. Customers say representatives explain coverages well and help you choose a policy that fits your vehicle and driving habits.
CARCHEX allows you to choose your own licensed repair facility (with 30,000 across the country). Some Baltimore customers were disappointed with certain services not being covered by the warranty, but others reported good service, helpful representatives and upfront information.
CarShield stands out for providing flexible mechanic choices, courtesy towing, flexible payment plans, 24/7 roadside assistance and rental car services. Getting coverage is as easy as requesting a free quote, personalizing your inclusions and picking the right plan.
Infinite Auto Protection offers three extended auto warranty plans. Each comes with a 30-day money-back guarantee and 24/7 roadside assistance. Customers like being able to take their vehicles to any dealership or certified repair shop and say Infinite Auto Protection has an efficient claims process and low deductible.